Fascist news (4):    Is this new chimeny, we ask?



  It is not any Sandra; it is me at 'AGNESCHERRY@GMAIL.COM'  THAT
QUESTINE THEIR ACTION HERE - THEY MANAGED TO HACK THE COMPUTER UNDER
WHICH AS WRITE AS IF PUBLIC - PERHAPS CLAIMING THAT THIS IS NOE
FEDELITY COMPUTER - AND THEY HACKED MY ASSETS THIS WAY TOO, WHILE
KEEPING ME NOW 5 TH YERAS WITHOUT A CENT OF ANY FINANCIAL SUPPORT
WHILE USING MY SCIENCE - THAT IS WHAT FACSISTS DEVELOPED IN
CONCNETRATION - TAHT IS WORK CAMPS ALL AROUND THE WORLD INCLUDING USA,
TRYING
TO BLAME ONLY POLAND AND USING JEWS FOR THAT - THEY SURE CONTR9INUE IN
A FORM OF VIRTUAL CAMP AT WHICH THEY TRY TO WIPE MY BRAIN EVERY DAY AT
NIGHT WITHSATELLITE TRACING DEVICES, AFTER THEY FINMD OUT ANYTHING
TAHT I DO WITH MY SCIENTOISTS ON SATELLITE LINE; THEY ARE THE
FACSISTS, THE CHAMPIONS WESRE SEL;ING THE SCIENCE AND RELIGION , AND
YOU AND ME; BUT WHEN WE HAVE AT FIVU THE SIGNIFICANT INFLUX OF
INFORMATION HOW TO  OVE SCIENCE FORWARD WORD WIDE, THEY COME UP AND
SAY " BUT WE DID SCIENCE" WHEN THEY DID NOT; THEY DID NOT EVEN EXPLAIN
JESUS PHYSICAL POWER AND LIED ON WHAT HAS ACCURED LATER - TAHT WAS
ABOUT 1000 YEARS AGO AND THEY LEAVE; JESUS IOS REPLACEMENT ONLY AND IT
IN FACT ALL IMPERSZONATIOPN OF EVIL AND CRIME-PERFORMS ON SIT COME;

BECAUSE THEIR CLAIM OF SCIENCE ADVANCE FOR THE PRICE OF EXPERIMENTED
WOTH AND BURNED - LESS THAN FROZEN , KIDNAPPED AND CUT FOR BODY PARTS
BUT THAMN MOSTHLY BRAINS THAT ARE SRTORED SOMEWHE - PERU ONE
POSSIBILITY; THEY KEEP ATTACKING BRAON LIKE INE SINCE THEUY DID NOT
SUCCDED TO KIDNAP AND CUT ME OFF; IAM NOT ONE VICTIM; WHERE I LEAVED
40 YEARS AGO AND
EVEN IN THSI VICINITY THEY ATTACK PEOPEL EVERY DAY IN MASIVE SCALE,
USE POLICE TO KIDNAP THEM
FOR" HAVING OPEN BATTLE OF ALCOHOL IN CAR; OPENING THE BOTTLE OF
ALCOHOL IN PUBLIC; FOR DROPPING THE CANDY COVER, AT THES TATION - THSI
ONE ALREDY STATE OFFENCE NOT THE MUNICIPAL-
AND MANY OTHERS 'CRIPO' OPERATIONS IN THIS FASHION; 800 000 PEOPEL
WITHOUT PARENTS IN USA COULD EVEN BE TRUE BUT I SUSPECT THAT BRITISH
GFASCIST ARE BRING IN DEAD SOULD IN THIS NUMBER TO USE THEM FOR BODY
PARTS LATER.

THE ATTAKS IN MANMOUTH NJ ARE MOST LIKELY BURNING PEOPLE IN SMALL
PSYCHIATRIC HOSPITAL THERE AND OR BURNING FROZEN BODIES.  WE
DIDCOVERED THAT LAST WINTER THEY ACRIVATED IN KATMANDU RESTEURANT IN
HAMILTON NJ,. NEXT TO TRENTON, THAT THEY BURN PEOPLE BUDIES WITH
CHEMICAL AGENTS SIMILAR THAT STINK IN CONCENTRATION CAMPS AND THESE SO
CALLED 'JEWISH RSTEURANTS' THAT USE GARLIC TROOFSET DEAD BODIES; THEY
AF COURSE USE THE CORPS PARTS AND ENERGYFIRST; ALLEGEDLY FRO NASA ANDS
SATELLIES OPERATIONS; I AM TOLD THAT FACSISTS OPERATE WORLD WIDE, DO
NOT HAVE NATIONAL IDENTITY AND OVEREPRESENT SELF IN USA SENATE. TEHY
SURE SARE HERE.

I WOUDL NOT BE SUPRIZEDTHAT THAT FIDELITY COMES FROM THE OPLYM,P TO
P[UT SAME FEAR IN ( SOME OF THE OLYMP G
'GODS' ARE HERE - IT COULD HAVE OPERATED PASS THE TIME THEY TOLD US
THAT PEOPLE BELIEVED IN SUCH 'DAITIES' ON OLYMP.

PEOPLE HAVE TO ORGANIZE AGAIN HALF SINILE BARBARITY. THEY ARE REFUSING
COGNITIVE
FITTNES STEST AND THEY ARE SHOTING NUKE ANYWHERE THEY GOT HOLD OFF;
THAT
APPEARS TO BE NOW LINKED TO HILLARY CLINTON AND SOME ELEMENTS IN NATO
THAT
WANT TO CONTROL THE 'HOLLY SEA' WHERE THE 'FLY' AS OLD - SUPPOSINGLY
HELPS
RESTORE BODY FLUIDS ( HEAVY NANO PROCESSING THERE THAT THEY DO NOT
UNDERSTAND
 OTHER THAN TO TAKE ARMY AND SHOOT - I AM NOT SURE BUT SYRIA CONFLICT
CAN RELATE
TO THIS SITUATION, THAT WAS NOT RELESED TO PUBLIC-; BUT THEY HAVE
COMPETITION IN
BUSH PRIVATE ARMY - IT IS EXPECTED THAT THEY WILL CONTINUE TO FIRE AT
EACH
 OTHER AND NOT STOP THE NEW TYPE OF CHIMNEYS IN NJ, UNLESS WE STEP IN.



On Jun 19, 9:15 am, sandra mccarthan <sandra1mccart...@gmail.com>
wrote:

     IS THIS NEW SLAVERY IN USA WITHOPUT ABOLISHING THE CIVIL SERVICE
ACT
     ( abolishing it is also continuesly proposed under Obama by
apprent slave masters - there is influx of the old people of several
hundred years of age to NJ now, that included former Popes)

  ( in the proposed here system it does not matter if the person uses
private
or PERS fund at the ritirement - they are position to wreck it all)

from NJ public web, supposingly govermental:http://inform-prod/inform/index.shtml:
"FIDELITY INSTITUTIONAL
CUSTOMER ASSET PROTECTION OVERVIEW

Protecting Client Assets is our Priority
     (FASCISST WOULDPOSITION THIS ACTION UNDER SUCH LABEL; IT CPOULD
MEAN RETURNING SLAVE MASTERS PROPERTY WHILE IGNORING AND
ABUSINGGENERATIONS THAT CAME AFTER THEM)

At Fidelity, protecting client assets is a top priority of our
business. This document provides you
with an understanding of some of the brokerage industry rules and
regulations to which we are
subject and the additional Fidelity processes, procedures and other
safeguards we employ to
maximize client asset protection.

The Strength and Stability of Fidelity

Fidelity Investments is one of the world's largest providers of
financial services, with assets
under administration of nearly $3.6 trillion, including managed assets
of more than $1.6 trillion,
as of July 31, 2011. Founded in 1946, the firm is a leading provider
of investment management,
retirement planning, portfolio guidance, brokerage, benefits
outsourcing and many other
financial products and services to more than 20 million individuals
and institutions, as well as
through 5,000 financial intermediary firms. For more information about
Fidelity Investments, visitwww.fidelity.com.

Clearing, custody, or other brokerage services are provided by
National Financial Services LLC
(NFS) or Fidelity Brokerage Services LLC (FBS). NFS and FBS are
registered broker/dealers
and are wholly-owned by Fidelity Global Brokerage Group, Inc., a
wholly-owned subsidiary of
FMR, LLC (“FMR”). As custodian of your brokerage accounts, NFS, is
responsible for:

. The execution, clearance and settlement of securities transactions.
. Preparing and sending periodic statements of your account and
transaction
confirmations.
. The custody (or safekeeping), receipt, and delivery of funds and
securities.

Our Trading Activity is Limited to Trading On Behalf of Clients And We
Do Not Offer
Investment Banking Services.

The decline of the mortgage market and other credit markets in 2008
led to losses in certain
types of fixed income securities and contributed to the difficulties
faced by some financial firms
at the time. In contrast to these firms, NFS, the custodian of your
assets, does not pursue its
own trading strategies, such as taking a large position or maintaining
large inventories of
particular fixed income securities; rather, it executes trades at the
direction of retail and
institutional brokerage clients. Similarly, Fidelity does not provide
certain investment banking
services such as using firm capital for investment opportunities,
raising capital, nor do we advise
and manage on mergers and acquisitions.

200 Seaport Boulevard, Boston, MA 02210

Clearing, custody, or other brokerage services may be provided by
National Financial Services LLC or Fidelity Brokerage Services LLC,
Members NYSE, SIPC.

Strong Net Capital Position

Like other registered broker/dealers, NFS is required to regularly
file reports with the SEC about
its net capital position. SEC rules require NFS and other broker/
dealers to maintain minimum
net capital equal to 2% of aggregate debit items associated with
customer transactions.1 As part
of its commitment to protecting customers, NFS maintains a
significantly higher net capital level
than is required. For more information, please see the NFS
Consolidated Statement of Financial
Condition available atwww.fidelity.com.

Our System of Internal Controls

We have several internal organizations, led by experienced industry
professionals, whose
primary mission is protecting Fidelity’s businesses and client assets.
These include:
. Risk Oversight – Reviews, develops and implements processes and
procedures to help
protect Fidelity and its clients.
. Fidelity Corporate Audit – Reviews and helps ensure the
effectiveness and efficiency of
our internal controls.
. Corporate Security – Provides site security, pre-employment
screening and due
diligence research for prospective business alliances.
. Corporate Compliance – Helps ensure that Fidelity’s businesses are
in compliance with
industry regulatory requirements.

SIPC Insurance Protection

NFS is a member of the Securities Investor Protection Corporation
(“SIPC”), which was created
in 1970 by Congress to help protect customers5 of member broker/dealer
firms. SIPC is a nonprofit membership corporation funded by broker/
dealers, which are required by law to be
members. SIPC is not an agency or establishment of the United States
Government. Under the
Securities Protection Act of 1970 (“SIPA”) customers of a member of
SIPC are afforded special
protections. For details, please seewww.sipc.org. SIPC coverage does
not apply to certain
investments and does not protect against a decline in the market value
of securities2.

Additional Asset Protection

As a supplement to SIPC, NFS has arranged for additional protection
for cash and covered
securities from Lloyd’s of London and other insurers. This additional
protection covers up to an
aggregate loss limit of $1 billion for all customer claims, of which
$1.9 million may cover cash
awaiting reinvestment at the individual account level. This is the
highest level of excess SIPC
coverage currently available, and becomes available in the event that
SIPC levels are exhausted.
For more information on Lloyd’s of London, please go towww.lloyds.com.
Neither coverage protects
against a decline in the market value of securities.

We do not anticipate needing any of these protections. With our strong
brokerage businesses
that are well positioned for the future, we believe that by providing
excess of SIPC insurance
protection, we can offer assurances to clients that the assets they
hold in their Fidelity
brokerage accounts benefit from the highest level on excess of SIPC
protection currently
available.

Broker/Dealer Industry Rules and Regulations That Help Protect Our
Customers

As a registered broker/dealer, NFS is subject to the rules and
regulations of the U.S. Securities
and Exchange Commission (SEC) and the Financial Industry Regulatory
Authority (FINRA).
Among the rules that help protect our customers are:

. SEC Rule 15c3-1 (net capital for broker/dealers) — In accordance
with this rule, NFS’
excess net capital must meet a mandated minimum to protect client
assets; currently
NFS’ net capital exceeds this minimum requirement.

. SEC Rule 15c3-3 (customer protection, segregation of fully-paid-for
and excess margin
securities and cash) — In accordance with this rule, NFS protects
client securities that
are fully paid for1by segregating them and ensuring that they are not
used for any other
purpose, such as for loans to investors or institutions. This practice
helps ensure that
customers have access to these securities at all times. This rule also
protects customers
by requiring that a broker/dealer maintain a special reserve bank
account, separate from
all bank accounts of the broker/dealer, for the exclusive benefit of
customers. Should a
broker/dealer determine that deposits in the special reserve bank
account are insufficient
per the SEC rules the broker/dealer is required to increase deposits
to the necessary
level or immediately notify the SEC of the deficiency.3

. SEC Rule 17a-11 (requires the broker/dealer to make certain notices
when its financial
condition or other specific circumstances raise concern) — In
accordance with this rule,
NFS would be required to promptly notify the SEC (within 24 hours)
should net capital
fall below 120% of its required level.

. SEC Rule 17a-5 (periodic reports on financial / operational
condition and auditors
reports on financial condition and internal control) — In accordance
with this rule, NFS
files reports with the SEC on a monthly basis, detailing its current
financial condition.

. SEC Rules 17a-3 and 4 (books and records creation and maintenance) —
In
accordance with this rule, NFS’ broad set of policies help ensure that
its books and
records are properly created, maintained and audited.

Compliance with these and other rules by all securities firms is
regularly reviewed and strictly
enforced by the regulatory agencies. At Fidelity, compliance with
these rules is also audited by
internal and independent auditors.

Additional Information Regarding Broker Dealer Rules and Regulations

As stated in a FINRA Investor Alert issued on January 15, 20094:
“Multiple layers of protection
safeguard investor assets. For example, registered brokerage firms
must keep their customers’
securities and cash segregated from their own so that, even if a firm
fails, its customers’ assets
will be safe.” Secondly, as a general matter, customers are not
considered general creditors of a
failed broker-dealer; customers receive distributions ahead of general
creditors. General
creditors of a failed broker-dealer do not receive any distribution
unless all customers have been
satisfied in full.

1 A full description of the Uniform Net Capital Rule 15c3-1 may be
found atwww.sec.gov. Customer and Customers refers to the
defined term under SIPA.
2 Among the assets typically not eligible for SIPC protection are
commodity futures contracts, currency, and precious metals, as well
as investment contracts (such as limited partnerships) and fixed
annuity contracts that are not registered with the U.S. Securities
and Exchange Commission under the Securities Act of 1933.

3 SEC rules for margin accounts limit securities loans by broker-
dealers to a maximum of 140% of a customer’s outstanding margin
loans.
4 If a Brokerage Firm Closes Its Doorswww.finra.org/Investors/ProtectYourself/InvestorAlerts/TradingSecurit...

Brokerage accounts maintained by Fidelity Brokerage Services LLC and
carried by National Financial Services LLC (NFS), both
Fidelity Investments companies (FBS and NFS together, “Fidelity”), are
protected in accordance with the Securities Investor
Protection Corporation ("SIPC") up to $500,000. The $500,000 total
amount of SIPC protection is inclusive of up to $250,000
protection for claims for cash, subject to periodic adjustments for
inflation in accordance with terms of the SIPC statute and approval
by SIPC's Board of Directors. Fidelity also has arranged for coverage
above these limits. Neither coverage protects against a
decline in the market value of securities, nor does either coverage
extend to certain securities that are considered ineligible for
coverage. For more details on SIPC, or to request an SIPC brochure,
visitwww.sipc.orgor call 202.371.8300.

"Excess of SIPC" Coverage

In addition to SIPC protection, Fidelity provides for brokerage
accounts additional "excess of SIPC" coverage from Lloyd's of London
together with other insurers.5
The "excess of SIPC" coverage would only be used when SIPC coverage is
exhausted. Like SIPC protection, "excess of SIPC"
protection does not cover investment losses in customer accounts due
to market fluctuation. It also does not cover other claims for
losses incurred while broker-dealers remain in business. Total
aggregate "excess of SIPC" coverage available through NFS's
"excess of SIPC" policy is $1 billion. Within NFS's "excess of SIPC"
coverage, there is no per account dollar limit on coverage of
securities, but there is a per account limit of $1.9 million on
coverage of cash. This is the maximum "excess of SIPC" protection
currently available in the brokerage industry.
Lloyd's of London currently has an A (Excellent) rating with "Stable
Outlook" from ratings firm A.M. Best and an A+ (Strong) with
"Stable Outlook" from Fitch Ratings and Standard & Poor's.6

5 Fidelity's "excess of SIPC" insurance is provided by Lloyd's of
London together with Axis Specialty Europe Ltd. and Munich
Reinsurance Co.

6 Subject to change. For ratings explanations, please go tohttp://www.lloyds.com/Lloyds_Market/Ratings/.

Third parties mentioned are independent companies and are not
affiliated with Fidelity.
Trademarks are the property of their respective owner
Fidelity Family Office Services is a division of Fidelity Brokerage
Services LLC, Member NYSE, SIPC

Mam pomieszane w gowie - poprzedni post zarzauca Polakow co faszysci
lubia tj
winic zmarlych za ich dymiace nawet teraz kominy; a post przeszedl?
( znaczy ten dzienciol
z poprzedniego postu to" Hide Park Poland to show the world how
toterant Poles are, still?" )


On Jun 19, 9:56 am, sandra mccarthan <sandra1mccart...@gmail.com>
wrote:

  Fascist news (4):    Is this new chimeny, we ask?

  It is not any Sandra; it is me at 'AGNESCHE...@GMAIL.COM'  THAT
QUESTINE THEIR ACTION HERE - THEY MANAGED TO HACK THE COMPUTER UNDER
WHICH AS WRITE AS IF PUBLIC - PERHAPS CLAIMING THAT THIS IS NOE
FEDELITY COMPUTER - AND THEY HACKED MY ASSETS THIS WAY TOO, WHILE
KEEPING ME NOW 5 TH YERAS WITHOUT A CENT OF ANY FINANCIAL SUPPORT
WHILE USING MY SCIENCE - THAT IS WHAT FACSISTS DEVELOPED IN
CONCNETRATION - TAHT IS WORK CAMPS ALL AROUND THE WORLD INCLUDING USA,
TRYING
TO BLAME ONLY POLAND AND USING JEWS FOR THAT - THEY SURE CONTR9INUE IN
A FORM OF VIRTUAL CAMP AT WHICH THEY TRY TO WIPE MY BRAIN EVERY DAY AT
NIGHT WITHSATELLITE TRACING DEVICES, AFTER THEY FINMD OUT ANYTHING
TAHT I DO WITH MY SCIENTOISTS ON SATELLITE LINE; THEY ARE THE
FACSISTS, THE CHAMPIONS WESRE SEL;ING THE SCIENCE AND RELIGION , AND
YOU AND ME; BUT WHEN WE HAVE AT FIVU THE SIGNIFICANT INFLUX OF
INFORMATION HOW TO  OVE SCIENCE FORWARD WORD WIDE, THEY COME UP AND
SAY " BUT WE DID SCIENCE" WHEN THEY DID NOT; THEY DID NOT EVEN EXPLAIN
JESUS PHYSICAL POWER AND LIED ON WHAT HAS ACCURED LATER - TAHT WAS
ABOUT 1000 YEARS AGO AND THEY LEAVE; JESUS IOS REPLACEMENT ONLY AND IT
IN FACT ALL IMPERSZONATIOPN OF EVIL AND CRIME-PERFORMS ON SIT COME;

BECAUSE THEIR CLAIM OF SCIENCE ADVANCE FOR THE PRICE OF EXPERIMENTED
WOTH AND BURNED - LESS THAN FROZEN , KIDNAPPED AND CUT FOR BODY PARTS
BUT THAMN MOSTHLY BRAINS THAT ARE SRTORED SOMEWHE - PERU ONE
POSSIBILITY; THEY KEEP ATTACKING BRAON LIKE INE SINCE THEUY DID NOT
SUCCDED TO KIDNAP AND CUT ME OFF; IAM NOT ONE VICTIM; WHERE I LEAVED
40 YEARS AGO AND
EVEN IN THSI VICINITY THEY ATTACK PEOPEL EVERY DAY IN MASIVE SCALE,
USE POLICE TO KIDNAP THEM
FOR" HAVING OPEN BATTLE OF ALCOHOL IN CAR; OPENING THE BOTTLE OF
ALCOHOL IN PUBLIC; FOR DROPPING THE CANDY COVER, AT THES TATION - THSI
ONE ALREDY STATE OFFENCE NOT THE MUNICIPAL-
AND MANY OTHERS 'CRIPO' OPERATIONS IN THIS FASHION; 800 000 PEOPEL
WITHOUT PARENTS IN USA COULD EVEN BE TRUE BUT I SUSPECT THAT BRITISH
GFASCIST ARE BRING IN DEAD SOULD IN THIS NUMBER TO USE THEM FOR BODY
PARTS LATER.

THE ATTAKS IN MANMOUTH NJ ARE MOST LIKELY BURNING PEOPLE IN SMALL
PSYCHIATRIC HOSPITAL THERE AND OR BURNING FROZEN BODIES.  WE
DIDCOVERED THAT LAST WINTER THEY ACRIVATED IN KATMANDU RESTEURANT IN
HAMILTON NJ,. NEXT TO TRENTON, THAT THEY BURN PEOPLE BUDIES WITH
CHEMICAL AGENTS SIMILAR THAT STINK IN CONCENTRATION CAMPS AND THESE SO
CALLED 'JEWISH RSTEURANTS' THAT USE GARLIC TROOFSET DEAD BODIES; THEY
AF COURSE USE THE CORPS PARTS AND ENERGYFIRST; ALLEGEDLY FRO NASA ANDS
SATELLIES OPERATIONS; I AM TOLD THAT FACSISTS OPERATE WORLD WIDE, DO
NOT HAVE NATIONAL IDENTITY AND OVEREPRESENT SELF IN USA SENATE. TEHY
SURE SARE HERE.

I WOUDL NOT BE SUPRIZEDTHAT THAT FIDELITY COMES FROM THE OPLYM,P TO
P[UT SAME FEAR IN ( SOME OF THE OLYMP G
'GODS' ARE HERE - IT COULD HAVE OPERATED PASS THE TIME THEY TOLD US
THAT PEOPLE BELIEVED IN SUCH 'DAITIES' ON OLYMP.

PEOPLE HAVE TO ORGANIZE AGAIN HALF SINILE BARBARITY. THEY ARE REFUSING
COGNITIVE
FITTNES STEST AND THEY ARE SHOTING NUKE ANYWHERE THEY GOT HOLD OFF;
THAT
APPEARS TO BE NOW LINKED TO HILLARY CLINTON AND SOME ELEMENTS IN NATO
THAT
WANT TO CONTROL THE 'HOLLY SEA' WHERE THE 'FLY' AS OLD - SUPPOSINGLY
HELPS
RESTORE BODY FLUIDS ( HEAVY NANO PROCESSING THERE THAT THEY DO NOT
UNDERSTAND
 OTHER THAN TO TAKE ARMY AND SHOOT - I AM NOT SURE BUT SYRIA CONFLICT
CAN RELATE
TO THIS SITUATION, THAT WAS NOT RELESED TO PUBLIC-; BUT THEY HAVE
COMPETITION IN
BUSH PRIVATE ARMY - IT IS EXPECTED THAT THEY WILL CONTINUE TO FIRE AT
EACH
 OTHER AND NOT STOP THE NEW TYPE OF CHIMNEYS IN NJ, UNLESS WE STEP IN.

On Jun 19, 9:15 am, sandra mccarthan <sandra1mccart...@gmail.com>
wrote:



>      IS THIS NEW SLAVERY IN USA WITHOPUT ABOLISHING THE CIVIL SERVICE
> ACT
>      ( abolishing it is also continuesly proposed under Obama by
> apprent slave masters - there is influx of the old people of several
> hundred years of age to NJ now, that included former Popes)

>   ( in the proposed here system it does not matter if the person uses
> private
> or PERS fund at the ritirement - they are position to wreck it all)

> from NJ public web, supposingly govermental:http://inform-prod/inform/index.shtml:
> "FIDELITY INSTITUTIONAL
> CUSTOMER ASSET PROTECTION OVERVIEW

> Protecting Client Assets is our Priority
>      (FASCISST WOULDPOSITION THIS ACTION UNDER SUCH LABEL; IT CPOULD
> MEAN RETURNING SLAVE MASTERS PROPERTY WHILE IGNORING AND
> ABUSINGGENERATIONS THAT CAME AFTER THEM)

> At Fidelity, protecting client assets is a top priority of our
> business. This document provides you
> with an understanding of some of the brokerage industry rules and
> regulations to which we are
> subject and the additional Fidelity processes, procedures and other
> safeguards we employ to
> maximize client asset protection.

> The Strength and Stability of Fidelity

> Fidelity Investments is one of the world's largest providers of
> financial services, with assets
> under administration of nearly $3.6 trillion, including managed assets
> of more than $1.6 trillion,
> as of July 31, 2011. Founded in 1946, the firm is a leading provider
> of investment management,
> retirement planning, portfolio guidance, brokerage, benefits
> outsourcing and many other
> financial products and services to more than 20 million individuals
> and institutions, as well as
> through 5,000 financial intermediary firms. For more information about
> Fidelity Investments, visitwww.fidelity.com.

> Clearing, custody, or other brokerage services are provided by
> National Financial Services LLC
> (NFS) or Fidelity Brokerage Services LLC (FBS). NFS and FBS are
> registered broker/dealers
> and are wholly-owned by Fidelity Global Brokerage Group, Inc., a
> wholly-owned subsidiary of
> FMR, LLC (“FMR”). As custodian of your brokerage accounts, NFS, is
> responsible for:

> . The execution, clearance and settlement of securities transactions.
> . Preparing and sending periodic statements of your account and
> transaction
> confirmations.
> . The custody (or safekeeping), receipt, and delivery of funds and
> securities.

> Our Trading Activity is Limited to Trading On Behalf of Clients And We
> Do Not Offer
> Investment Banking Services.

> The decline of the mortgage market and other credit markets in 2008
> led to losses in certain
> types of fixed income securities and contributed to the difficulties
> faced by some financial firms
> at the time. In contrast to these firms, NFS, the custodian of your
> assets, does not pursue its
> own trading strategies, such as taking a large position or maintaining
> large inventories of
> particular fixed income securities; rather, it executes trades at the
> direction of retail and
> institutional brokerage clients. Similarly, Fidelity does not provide
> certain investment banking
> services such as using firm capital for investment opportunities,
> raising capital, nor do we advise
> and manage on mergers and acquisitions.

> 200 Seaport Boulevard, Boston, MA 02210

> Clearing, custody, or other brokerage services may be provided by
> National Financial Services LLC or Fidelity Brokerage Services LLC,
> Members NYSE, SIPC.

> Strong Net Capital Position

> Like other registered broker/dealers, NFS is required to regularly
> file reports with the SEC about
> its net capital position. SEC rules require NFS and other broker/
> dealers to maintain minimum
> net capital equal to 2% of aggregate debit items associated with
> customer transactions.1 As part
> of its commitment to protecting customers, NFS maintains a
> significantly higher net capital level
> than is required. For more information, please see the NFS
> Consolidated Statement of Financial
> Condition available atwww.fidelity.com.

> Our System of Internal Controls

> We have several internal organizations, led by experienced industry
> professionals, whose
> primary mission is protecting Fidelity’s businesses and client assets..
> These include:
> . Risk Oversight – Reviews, develops and implements processes and
> procedures to help
> protect Fidelity and its clients.
> . Fidelity Corporate Audit – Reviews and helps ensure the
> effectiveness and efficiency of
> our internal controls.
> . Corporate Security – Provides site security, pre-employment
> screening and due
> diligence research for prospective business alliances.
> . Corporate Compliance – Helps ensure that Fidelity’s businesses are
> in compliance with
> industry regulatory requirements.

> SIPC Insurance Protection

> NFS is a member of the Securities Investor Protection Corporation
> (“SIPC”), which was created
> in 1970 by Congress to help protect customers5 of member broker/dealer
> firms. SIPC is a nonprofit membership corporation funded by broker/
> dealers, which are required by law to be
> members. SIPC is not an agency or establishment of the United States
> Government. Under the
> Securities Protection Act of 1970 (“SIPA”) customers of a member of
> SIPC are afforded special
> protections. For details, please seewww.sipc.org. SIPC coverage does
> not apply to certain
> investments and does not protect against a decline in the market value
> of securities2.

> Additional Asset Protection

> As a supplement to SIPC, NFS has arranged for additional protection
> for cash and covered
> securities from Lloyd’s of London and other insurers. This additional
> protection covers up to an
> aggregate loss limit of $1 billion for all customer claims, of which
> $1.9 million may cover cash
> awaiting reinvestment at the individual account level. This is the
> highest level of excess SIPC
> coverage currently available, and becomes available in the event that
> SIPC levels are exhausted.
> For more information on Lloyd’s of London, please go towww.lloyds.com..
> Neither coverage protects
> against a decline in the market value of securities.

> We do not anticipate needing any of these protections. With our strong
> brokerage businesses
> that are well positioned for the future, we believe that by providing
> excess of SIPC insurance
> protection, we can offer assurances to clients that the assets they
> hold in their Fidelity
> brokerage accounts benefit from the highest level on excess of SIPC
> protection currently
> available.

> Broker/Dealer Industry Rules and Regulations That Help Protect Our
> Customers

> As a registered broker/dealer, NFS is subject to the rules and
> regulations of the U.S. Securities
> and Exchange Commission (SEC) and the Financial Industry Regulatory
> Authority (FINRA).
> Among the rules that help protect our customers are:

> . SEC Rule 15c3-1 (net capital for broker/dealers) — In accordance
> with this rule, NFS’
> excess net capital must meet a mandated minimum to protect client
> assets; currently
> NFS’ net capital exceeds this minimum requirement.

> . SEC Rule 15c3-3 (customer protection, segregation of fully-paid-for
> and excess margin
> securities and cash) — In accordance with this rule, NFS protects
> client securities that
> are fully paid for1by segregating them and ensuring that they are not
> used for any other
> purpose, such as for loans to investors or institutions. This practice
> helps ensure that
> customers have access to these securities at all times. This rule also
> protects customers
> by requiring that a broker/dealer maintain a special reserve bank
> account, separate from
> all bank accounts of the broker/dealer, for the exclusive benefit of
> customers. Should a
> broker/dealer determine that deposits in the special reserve bank
> account are insufficient
> per the SEC rules the broker/dealer is required to increase deposits
> to the necessary
> level or immediately notify the SEC of the deficiency.3

> . SEC Rule 17a-11 (requires the broker/dealer to make certain notices
> when its financial
> condition or other specific circumstances raise concern) — In
> accordance with this rule,
> NFS would be required to promptly notify the SEC (within 24 hours)
> should net capital
> fall below 120% of its required level.

> . SEC Rule 17a-5 (periodic reports on financial / operational
> condition and auditors
> reports on financial condition and internal control) — In accordance
> with this rule, NFS
> files reports with the SEC on a monthly basis, detailing its current
> financial condition.

> . SEC Rules 17a-3 and 4 (books and records creation and maintenance) —
> In
> accordance with this rule, NFS’ broad set of policies help ensure that
> its books and
> records are properly created, maintained and audited.

> Compliance with these and other rules by all securities firms is
> regularly reviewed and strictly
> enforced by the regulatory agencies. At Fidelity, compliance with
> these rules is also audited by
> internal and independent auditors.

> Additional Information Regarding Broker Dealer Rules and Regulations

> As stated in a FINRA Investor Alert issued on January 15, 20094:
> “Multiple layers of protection
> safeguard investor assets. For example, registered brokerage firms
> must keep their customers’
> securities and cash segregated from their own so that, even if a firm
> fails, its customers’ assets
> will be safe.” Secondly, as a general matter, customers are not
> considered general creditors of a
> failed broker-dealer; customers receive distributions ahead of general
> creditors. General
> creditors of a failed broker-dealer do not receive any distribution
> unless all customers have been
> satisfied in full.

> 1 A full description of the Uniform Net Capital Rule 15c3-1 may be
> found atwww.sec.gov. Customer and Customers refers to the
> defined term under SIPA.
> 2 Among the assets typically not eligible for SIPC protection are
> commodity futures contracts, currency, and precious metals, as well
> as investment contracts (such as limited partnerships) and fixed
> annuity contracts that are not registered with the U.S. Securities
> and Exchange Commission under the Securities Act of 1933.

> 3 SEC rules for margin accounts limit securities loans by broker-
> dealers to a maximum of 140% of a customer’s outstanding margin
> loans.
> 4 If a Brokerage Firm Closes Its Doorswww.finra.org/Investors/ProtectYourself/InvestorAlerts/TradingSecurit...

> Brokerage accounts maintained by Fidelity Brokerage Services LLC and
> carried by National Financial Services LLC (NFS), both
> Fidelity Investments companies (FBS and NFS together, “Fidelity”), are
> protected in accordance with the Securities Investor
> Protection Corporation ("SIPC") up to $500,000. The $500,000 total
> amount of SIPC protection is inclusive of up to $250,000
> protection for claims for cash, subject to periodic adjustments for
> inflation in accordance with terms of the SIPC statute and approval
> by SIPC's Board of Directors. Fidelity also has arranged for coverage
> above these limits. Neither coverage protects against a
> decline in the market value of securities, nor does either coverage
> extend to certain securities that are considered ineligible for
> coverage. For more details on SIPC, or to request an SIPC brochure,
> visitwww.sipc.orgorcall 202.371.8300.

> "Excess of SIPC" Coverage

> In addition to SIPC protection, Fidelity provides for brokerage
> accounts additional "excess of SIPC" coverage from Lloyd's of London
> together with other insurers.5
> The "excess of SIPC" coverage would only be used when SIPC coverage is
> exhausted. Like SIPC protection, "excess of SIPC"
> protection does not cover investment losses in customer accounts due
> to market fluctuation. It also does not cover other claims for
> losses incurred while broker-dealers remain in business. Total
> aggregate "excess of SIPC" coverage available through NFS's
> "excess of SIPC" policy is $1 billion. Within NFS's "excess of SIPC"
> coverage, there is no per account dollar limit on coverage of
> securities, but there is a per account limit of $1.9 million on
> coverage of cash. This is the maximum "excess of SIPC" protection
> currently available in the brokerage industry.
> Lloyd's of London currently has an A (Excellent) rating with "Stable
> Outlook" from ratings firm A.M. Best and an A+ (Strong) with
> "Stable Outlook" from Fitch Ratings and Standard & Poor's.6

> 5 Fidelity's "excess of SIPC" insurance is provided by Lloyd's of
> London together with Axis Specialty Europe Ltd. and Munich
> Reinsurance Co.

> 6 Subject to change. For ratings explanations, please go tohttp://www.lloyds.com/Lloyds_Market/Ratings/.

> Third parties mentioned are independent companies and are not
> affiliated with Fidelity.
> Trademarks are the property of their respective owner
> Fidelity Family Office Services is a division of Fidelity Brokerage
> Services LLC, Member NYSE, SIPC- Hide quoted text -

- Show quoted text -

Czy o to chodzi?

"This is a good approach to clandestine communication. Since Usenet is a
distributed system, traffic analysis is non-trivial, and messages can be
steganographically hidden inside innocent-looking posts (e.g., SPAM) in
some high-traffic unmoderated group. Many users will read the message,
oblivious to its true contents—thus protecting the message recipient from
scrutiny."

http://dee.su/liberte-motivation




sandra mccarthan napisał:

Mam pomieszane w gowie - poprzedni post zarzauca Polakow co faszysci
lubia tj
winic zmarlych za ich dymiace nawet teraz kominy; a post przeszedl?
( znaczy ten dzienciol
z poprzedniego postu to" Hide Park Poland to show the world how
toterant Poles are, still?" )


On Jun 19, 9:56 am, sandra mccarthan <sandra1mccart...@gmail.com>
wrote:

  Fascist news (4):    Is this new chimeny, we ask?

  It is not any Sandra; it is me at 'AGNESCHE...@GMAIL.COM'  THAT
QUESTINE THEIR ACTION HERE - THEY MANAGED TO HACK THE COMPUTER UNDER
WHICH AS WRITE AS IF PUBLIC - PERHAPS CLAIMING THAT THIS IS NOE
FEDELITY COMPUTER - AND THEY HACKED MY ASSETS THIS WAY TOO, WHILE
KEEPING ME NOW 5 TH YERAS WITHOUT A CENT OF ANY FINANCIAL SUPPORT
WHILE USING MY SCIENCE - THAT IS WHAT FACSISTS DEVELOPED IN
CONCNETRATION - TAHT IS WORK CAMPS ALL AROUND THE WORLD INCLUDING USA,
TRYING
TO BLAME ONLY POLAND AND USING JEWS FOR THAT - THEY SURE CONTR9INUE IN
A FORM OF VIRTUAL CAMP AT WHICH THEY TRY TO WIPE MY BRAIN EVERY DAY AT
NIGHT WITHSATELLITE TRACING DEVICES, AFTER THEY FINMD OUT ANYTHING
TAHT I DO WITH MY SCIENTOISTS ON SATELLITE LINE; THEY ARE THE
FACSISTS, THE CHAMPIONS WESRE SEL;ING THE SCIENCE AND RELIGION , AND
YOU AND ME; BUT WHEN WE HAVE AT FIVU THE SIGNIFICANT INFLUX OF
INFORMATION HOW TO  OVE SCIENCE FORWARD WORD WIDE, THEY COME UP AND
SAY " BUT WE DID SCIENCE" WHEN THEY DID NOT; THEY DID NOT EVEN EXPLAIN
JESUS PHYSICAL POWER AND LIED ON WHAT HAS ACCURED LATER - TAHT WAS
ABOUT 1000 YEARS AGO AND THEY LEAVE; JESUS IOS REPLACEMENT ONLY AND IT
IN FACT ALL IMPERSZONATIOPN OF EVIL AND CRIME-PERFORMS ON SIT COME;

BECAUSE THEIR CLAIM OF SCIENCE ADVANCE FOR THE PRICE OF EXPERIMENTED
WOTH AND BURNED - LESS THAN FROZEN , KIDNAPPED AND CUT FOR BODY PARTS
BUT THAMN MOSTHLY BRAINS THAT ARE SRTORED SOMEWHE - PERU ONE
POSSIBILITY; THEY KEEP ATTACKING BRAON LIKE INE SINCE THEUY DID NOT
SUCCDED TO KIDNAP AND CUT ME OFF; IAM NOT ONE VICTIM; WHERE I LEAVED
40 YEARS AGO AND
EVEN IN THSI VICINITY THEY ATTACK PEOPEL EVERY DAY IN MASIVE SCALE,
USE POLICE TO KIDNAP THEM
FOR" HAVING OPEN BATTLE OF ALCOHOL IN CAR; OPENING THE BOTTLE OF
ALCOHOL IN PUBLIC; FOR DROPPING THE CANDY COVER, AT THES TATION - THSI
ONE ALREDY STATE OFFENCE NOT THE MUNICIPAL-
AND MANY OTHERS 'CRIPO' OPERATIONS IN THIS FASHION; 800 000 PEOPEL
WITHOUT PARENTS IN USA COULD EVEN BE TRUE BUT I SUSPECT THAT BRITISH
GFASCIST ARE BRING IN DEAD SOULD IN THIS NUMBER TO USE THEM FOR BODY
PARTS LATER.

THE ATTAKS IN MANMOUTH NJ ARE MOST LIKELY BURNING PEOPLE IN SMALL
PSYCHIATRIC HOSPITAL THERE AND OR BURNING FROZEN BODIES.  WE
DIDCOVERED THAT LAST WINTER THEY ACRIVATED IN KATMANDU RESTEURANT IN
HAMILTON NJ,. NEXT TO TRENTON, THAT THEY BURN PEOPLE BUDIES WITH
CHEMICAL AGENTS SIMILAR THAT STINK IN CONCENTRATION CAMPS AND THESE SO
CALLED 'JEWISH RSTEURANTS' THAT USE GARLIC TROOFSET DEAD BODIES; THEY
AF COURSE USE THE CORPS PARTS AND ENERGYFIRST; ALLEGEDLY FRO NASA ANDS
SATELLIES OPERATIONS; I AM TOLD THAT FACSISTS OPERATE WORLD WIDE, DO
NOT HAVE NATIONAL IDENTITY AND OVEREPRESENT SELF IN USA SENATE. TEHY
SURE SARE HERE.

I WOUDL NOT BE SUPRIZEDTHAT THAT FIDELITY COMES FROM THE OPLYM,P TO
P[UT SAME FEAR IN ( SOME OF THE OLYMP G
'GODS' ARE HERE - IT COULD HAVE OPERATED PASS THE TIME THEY TOLD US
THAT PEOPLE BELIEVED IN SUCH 'DAITIES' ON OLYMP.

PEOPLE HAVE TO ORGANIZE AGAIN HALF SINILE BARBARITY. THEY ARE REFUSING
COGNITIVE
FITTNES STEST AND THEY ARE SHOTING NUKE ANYWHERE THEY GOT HOLD OFF;
THAT
APPEARS TO BE NOW LINKED TO HILLARY CLINTON AND SOME ELEMENTS IN NATO
THAT
WANT TO CONTROL THE 'HOLLY SEA' WHERE THE 'FLY' AS OLD - SUPPOSINGLY
HELPS
RESTORE BODY FLUIDS ( HEAVY NANO PROCESSING THERE THAT THEY DO NOT
UNDERSTAND
 OTHER THAN TO TAKE ARMY AND SHOOT - I AM NOT SURE BUT SYRIA CONFLICT
CAN RELATE
TO THIS SITUATION, THAT WAS NOT RELESED TO PUBLIC-; BUT THEY HAVE
COMPETITION IN
BUSH PRIVATE ARMY - IT IS EXPECTED THAT THEY WILL CONTINUE TO FIRE AT
EACH
 OTHER AND NOT STOP THE NEW TYPE OF CHIMNEYS IN NJ, UNLESS WE STEP IN.

On Jun 19, 9:15 am, sandra mccarthan <sandra1mccart...@gmail.com>
wrote:

     IS THIS NEW SLAVERY IN USA WITHOPUT ABOLISHING THE CIVIL SERVICE
ACT
     ( abolishing it is also continuesly proposed under Obama by
apprent slave masters - there is influx of the old people of several
hundred years of age to NJ now, that included former Popes)

  ( in the proposed here system it does not matter if the person uses
private
or PERS fund at the ritirement - they are position to wreck it all)

from NJ public web, supposingly govermental:http://inform-prod/inform/index.shtml:
"FIDELITY INSTITUTIONAL
CUSTOMER ASSET PROTECTION OVERVIEW

Protecting Client Assets is our Priority
     (FASCISST WOULDPOSITION THIS ACTION UNDER SUCH LABEL; IT CPOULD
MEAN RETURNING SLAVE MASTERS PROPERTY WHILE IGNORING AND
ABUSINGGENERATIONS THAT CAME AFTER THEM)

At Fidelity, protecting client assets is a top priority of our
business. This document provides you
with an understanding of some of the brokerage industry rules and
regulations to which we are
subject and the additional Fidelity processes, procedures and other
safeguards we employ to
maximize client asset protection.

The Strength and Stability of Fidelity

Fidelity Investments is one of the world's largest providers of
financial services, with assets
under administration of nearly $3.6 trillion, including managed assets
of more than $1.6 trillion,
as of July 31, 2011. Founded in 1946, the firm is a leading provider
of investment management,
retirement planning, portfolio guidance, brokerage, benefits
outsourcing and many other
financial products and services to more than 20 million individuals
and institutions, as well as
through 5,000 financial intermediary firms. For more information about
Fidelity Investments, visitwww.fidelity.com.

Clearing, custody, or other brokerage services are provided by
National Financial Services LLC
(NFS) or Fidelity Brokerage Services LLC (FBS). NFS and FBS are
registered broker/dealers
and are wholly-owned by Fidelity Global Brokerage Group, Inc., a
wholly-owned subsidiary of
FMR, LLC (“FMR”). As custodian of your brokerage accounts, NFS, is
responsible for:

. The execution, clearance and settlement of securities transactions.
. Preparing and sending periodic statements of your account and
transaction
confirmations.
. The custody (or safekeeping), receipt, and delivery of funds and
securities.

Our Trading Activity is Limited to Trading On Behalf of Clients And We
Do Not Offer
Investment Banking Services.

The decline of the mortgage market and other credit markets in 2008
led to losses in certain
types of fixed income securities and contributed to the difficulties
faced by some financial firms
at the time. In contrast to these firms, NFS, the custodian of your
assets, does not pursue its
own trading strategies, such as taking a large position or maintaining
large inventories of
particular fixed income securities; rather, it executes trades at the
direction of retail and
institutional brokerage clients. Similarly, Fidelity does not provide
certain investment banking
services such as using firm capital for investment opportunities,
raising capital, nor do we advise
and manage on mergers and acquisitions.

200 Seaport Boulevard, Boston, MA 02210

Clearing, custody, or other brokerage services may be provided by
National Financial Services LLC or Fidelity Brokerage Services LLC,
Members NYSE, SIPC.

Strong Net Capital Position

Like other registered broker/dealers, NFS is required to regularly
file reports with the SEC about
its net capital position. SEC rules require NFS and other broker/
dealers to maintain minimum
net capital equal to 2% of aggregate debit items associated with
customer transactions.1 As part
of its commitment to protecting customers, NFS maintains a
significantly higher net capital level
than is required. For more information, please see the NFS
Consolidated Statement of Financial
Condition available atwww.fidelity.com.

Our System of Internal Controls

We have several internal organizations, led by experienced industry
professionals, whose
primary mission is protecting Fidelity’s businesses and client assets.
These include:
. Risk Oversight – Reviews, develops and implements processes and
procedures to help
protect Fidelity and its clients.
. Fidelity Corporate Audit – Reviews and helps ensure the
effectiveness and efficiency of
our internal controls.
. Corporate Security – Provides site security, pre-employment
screening and due
diligence research for prospective business alliances.
. Corporate Compliance – Helps ensure that Fidelity’s businesses are
in compliance with
industry regulatory requirements.

SIPC Insurance Protection

NFS is a member of the Securities Investor Protection Corporation
(“SIPC”), which was created
in 1970 by Congress to help protect customers5 of member broker/dealer
firms. SIPC is a nonprofit membership corporation funded by broker/
dealers, which are required by law to be
members. SIPC is not an agency or establishment of the United States
Government. Under the
Securities Protection Act of 1970 (“SIPA”) customers of a member of
SIPC are afforded special
protections. For details, please seewww.sipc.org. SIPC coverage does
not apply to certain
investments and does not protect against a decline in the market value
of securities2.

Additional Asset Protection

As a supplement to SIPC, NFS has arranged for additional protection
for cash and covered
securities from Lloyd’s of London and other insurers. This additional
protection covers up to an
aggregate loss limit of $1 billion for all customer claims, of which
$1.9 million may cover cash
awaiting reinvestment at the individual account level. This is the
highest level of excess SIPC
coverage currently available, and becomes available in the event that
SIPC levels are exhausted.
For more information on Lloyd’s of London, please go towww.lloyds.com.
Neither coverage protects
against a decline in the market value of securities.

We do not anticipate needing any of these protections. With our strong
brokerage businesses
that are well positioned for the future, we believe that by providing
excess of SIPC insurance
protection, we can offer assurances to clients that the assets they
hold in their Fidelity
brokerage accounts benefit from the highest level on excess of SIPC
protection currently
available.

Broker/Dealer Industry Rules and Regulations That Help Protect Our
Customers

As a registered broker/dealer, NFS is subject to the rules and
regulations of the U.S. Securities
and Exchange Commission (SEC) and the Financial Industry Regulatory
Authority (FINRA).
Among the rules that help protect our customers are:

. SEC Rule 15c3-1 (net capital for broker/dealers) — In accordance
with this rule, NFS’
excess net capital must meet a mandated minimum to protect client
assets; currently
NFS’ net capital exceeds this minimum requirement.

. SEC Rule 15c3-3 (customer protection, segregation of fully-paid-for
and excess margin
securities and cash) — In accordance with this rule, NFS protects
client securities that
are fully paid for1by segregating them and ensuring that they are not
used for any other
purpose, such as for loans to investors or institutions. This practice
helps ensure that
customers have access to these securities at all times. This rule also
protects customers
by requiring that a broker/dealer maintain a special reserve bank
account, separate from
all bank accounts of the broker/dealer, for the exclusive benefit of
customers. Should a
broker/dealer determine that deposits in the special reserve bank
account are insufficient
per the SEC rules the broker/dealer is required to increase deposits
to the necessary
level or immediately notify the SEC of the deficiency.3

. SEC Rule 17a-11 (requires the broker/dealer to make certain notices
when its financial
condition or other specific circumstances raise concern) — In
accordance with this rule,
NFS would be required to promptly notify the SEC (within 24 hours)
should net capital
fall below 120% of its required level.

. SEC Rule 17a-5 (periodic reports on financial / operational
condition and auditors
reports on financial condition and internal control) — In accordance
with this rule, NFS
files reports with the SEC on a monthly basis, detailing its current
financial condition.

. SEC Rules 17a-3 and 4 (books and records creation and maintenance) —
In
accordance with this rule, NFS’ broad set of policies help ensure that
its books and
records are properly created, maintained and audited.

Compliance with these and other rules by all securities firms is
regularly reviewed and strictly
enforced by the regulatory agencies. At Fidelity, compliance with
these rules is also audited by
internal and independent auditors.

Additional Information Regarding Broker Dealer Rules and Regulations

As stated in a FINRA Investor Alert issued on January 15, 20094:
“Multiple layers of protection
safeguard investor assets. For example, registered brokerage firms
must keep their customers’
securities and cash segregated from their own so that, even if a firm
fails, its customers’ assets
will be safe.” Secondly, as a general matter, customers are not
considered general creditors of a
failed broker-dealer; customers receive distributions ahead of general
creditors. General
creditors of a failed broker-dealer do not receive any distribution
unless all customers have been
satisfied in full.

1 A full description of the Uniform Net Capital Rule 15c3-1 may be
found atwww.sec.gov. Customer and Customers refers to the
defined term under SIPA.
2 Among the assets typically not eligible for SIPC protection are
commodity futures contracts, currency, and precious metals, as well
as investment contracts (such as limited partnerships) and fixed
annuity contracts that are not registered with the U.S. Securities
and Exchange Commission under the Securities Act of 1933.

3 SEC rules for margin accounts limit securities loans by broker-
dealers to a maximum of 140% of a customer’s outstanding margin
loans.
4 If a Brokerage Firm Closes Its Doorswww.finra.org/Investors/ProtectYourself/InvestorAlerts/TradingSecurit...

Brokerage accounts maintained by Fidelity Brokerage Services LLC and
carried by National Financial Services LLC (NFS), both
Fidelity Investments companies (FBS and NFS together, “Fidelity”), are
protected in accordance with the Securities Investor
Protection Corporation ("SIPC") up to $500,000. The $500,000 total
amount of SIPC protection is inclusive of up to $250,000
protection for claims for cash, subject to periodic adjustments for
inflation in accordance with terms of the SIPC statute and approval
by SIPC's Board of Directors. Fidelity also has arranged for coverage
above these limits. Neither coverage protects against a
decline in the market value of securities, nor does either coverage
extend to certain securities that are considered ineligible for
coverage. For more details on SIPC, or to request an SIPC brochure,
visitwww.sipc.orgorcall 202.371.8300.

"Excess of SIPC" Coverage

In addition to SIPC protection, Fidelity provides for brokerage
accounts additional "excess of SIPC" coverage from Lloyd's of London
together with other insurers.5
The "excess of SIPC" coverage would only be used when SIPC coverage is
exhausted. Like SIPC protection, "excess of SIPC"
protection does not cover investment losses in customer accounts due
to market fluctuation. It also does not cover other claims for
losses incurred while broker-dealers remain in business. Total
aggregate "excess of SIPC" coverage available through NFS's
"excess of SIPC" policy is $1 billion. Within NFS's "excess of SIPC"
coverage, there is no per account dollar limit on coverage of
securities, but there is a per account limit of $1.9 million on
coverage of cash. This is the maximum "excess of SIPC" protection
currently available in the brokerage industry.
Lloyd's of London currently has an A (Excellent) rating with "Stable
Outlook" from ratings firm A.M. Best and an A+ (Strong) with
"Stable Outlook" from Fitch Ratings and Standard & Poor's.6

5 Fidelity's "excess of SIPC" insurance is provided by Lloyd's of
London together with Axis Specialty Europe Ltd. and Munich
Reinsurance Co.

6 Subject to change. For ratings explanations, please go tohttp://www.lloyds.com/Lloyds_Market/Ratings/.

Third parties mentioned are independent companies and are not
affiliated with Fidelity.
Trademarks are the property of their respective owner
Fidelity Family Office Services is a division of Fidelity Brokerage
Services LLC, Member NYSE, SIPC- Hide quoted text -

- Show quoted text -

--
"Przez ostatnich 20 lat media zajmują się głównie produkcją masowej
głupoty" "Teraz mamy odbiorców wychowanych na tej głupocie"